Landmark National Bank has a wide variety of mortgage options. We will work with you to ensure you get the home loan that meets your needs. Here are the most common types of loans, although Landmark does offer additional types of financing.
Once you select Landmark to obtain your home loan, you'll be amazed at how quickly and simply the home loan process moves. Before you know it, you'll have a home loan that fits your lifestyle and saves you money.
Call us first! With some general financial information, we can help you determine how much you will be able to borrow. Having a prequalification letter in hand could also give you more power during the home search and price negotiation.
When you have selected a property and have a contract with the Seller, the next step is to complete your loan application. It's easy to do right here online! At the appropriate time, we'll order an appraisal for you. Please keep in mind that applying for a mortgage is an ongoing process that takes into account everything you do financially up until the time of closing. We encourage borrowers to avoid incurring any new debt or making any lifestyle changes that may affect the approval of the loan.
Your real estate agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, along with other factors which make your purchase go smoothly. We will coordinate with the Escrow team, and you will sign the final papers. At closing, you will need a photo ID, and if any funds are needed at closing, a cashier's check.